by Mary Waring | Apr 7, 2020 | Pensions, Savings/investments
The attached graph shows us what has happened in the stock market since 1925. It’s hard to read but very happy to send you the pdf if you’d like ti so you can view the details. It highlights the Bull markets (increases in the market of 20% or more) against...
by Mary Waring | Mar 31, 2020 | Financial Planning, Pensions, Savings/investments
Well, the past week has been rather interesting hasn’t it? This time last week I was counting down the last working week until my holiday, due to start on Saturday. Today, I’m planning my one daily trip out to get exercise and actually see that other...
by Mary Waring | Sep 21, 2018 | Divorce myths, Divorce/separation, Pensions
There were some rather shocking headlines last week regarding women losing out on pensions when they divorce. This was all sparked by an Age UK report. The report stated that is should be “the norm” for private pensions to be considered as part of the...
by Mary Waring | Dec 5, 2017 | Divorce/separation, Pensions
The annual Scottish Widows Women and Retirement Report, now in its 13th year was published in November. A copy of the report is available here. But be warned, it doesn’t make good reading. The survey highlights that on average, women have savings pots half the value...
by Mary Waring | Oct 6, 2016 | Divorce/separation, Financial Planning, Pensions
Prior to 6th April 2016 if a couple were going through divorce, or dissolution of a civil partnership it was possible to substitute the National Insurance (NI) record from a former spouse/civil partner if they had a better NI record. Therefore, potentially a...
by Mary Waring | Aug 5, 2015 | Financial Planning, Pensions
Under the present tax rules anyone making a pension contribution can get tax relief at their marginal rate. Further details are in Pensions: a 20% off sale! In summary, if you are a basic rate tax payer and wanted to pay £100 into your pension plan your cash...