Financial Planning Service
The Financial Planning Service is the most popular service.
To see if this might be for you, consider: do any of the following sound familiar?
- You need to gain confidence and clarity about your current finances and your future financial needs.
- You’re confused about your future and worry you will run out of money at an early age.
- You want to enjoy the experiences you currently spend on, without the fear and guilt of not being able to afford these little luxuries
- You feel out of your depth with managing your finances and planning for the future…and frankly you just don’t know where to start.
- You want to feel in control of your finances and have the confidence to make decisions and enjoy the peace of mind that comes with that.
If you said yes to some of the above, let me take you by the hand and lead you through the financial maze, explaining everything in a down to earth manner with no jargon…in everyday language you can understand.
The process the Financial Planning Service follows:
Initial phone call
Firstly, we have an initial confidential, no obligation phone call so I can understand what it is you want to achieve, and whether this is something I can help you with. It gives each of us the opportunity to see if we are likely to be a good fit to work together. Working with a financial planner is a long term relationship and we need to both be happy we are right for one another. This will ensure the process can run smoothly and we can both enjoy working together.
If we are both happy following the call, we move on to the next stage.
Getting to know you
We have detailed discussions around what is important to you and what it is you want to achieve in your life. Until I know this, I cannot make any recommendations about your investments.
Your investments are there to support your ideal lifestyle and therefore we both need to understand exactly what lifestyle you would like in an ideal world. The more I can understand about what you want to achieve, the more useful and bespoke the plan.
And don’t worry if you’re not sure what it is that’s important to you. This is often the situation for busy professionals or women going through divorce. It may be that all your emotional energy is taken up coping with your day to day priorities, and you haven’t thought further than that.
I am a Certified Women’s Coach and we can use my coaching skills for us to map out together what you would like your future to look like.
Preparation of your Financial Plan
We then use specialist financial planning software to review your cashflow forecast to see how long your money will last. This is an interactive session where we look at several “what if” scenarios so you can see the long term impact of making changes to your spending and income.
This will show whether you are on track to meet your objectives, and if not, what action can be taken to improve your situation.
This service will give you confidence, clarity and peace of mind around your financial future.
No more waking up at 3 am worrying about money.
It is at this third stage we will discuss specific investments and products that will be required to help you meet your objectives. Any necessary paperwork will be prepared and monitored to ensure the recommendation is correctly implemented.
Preparing a financial plan is not a one-off exercise. Think of it as a roadmap to map out where it is you want to get to and how you plan to get there. Like all good roadmaps it needs to be checked and reviewed at regular intervals, to ensure you are on track.
Consider, you wouldn’t set off on a long journey and only have the initial plan you prepared before you started. You would check in at various stages to ensure you’re still on course and make the necessary amendments if you’ve strayed from where you want to be.
This ensures small amendments can be made along the way rather than wait for the final destination to find you are in the wrong place!
I will be with you every step of the way providing the help and guidance you need.
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I was lost in a minefield of options, and rather ignorant of how the financial world works. Mary was invaluable with advice on what to do, explaining things, so that I understood fully what would happen to my money and investments. Mary was understanding and did not make me feel inadequate needing help. I now feel secure and my mind is put at rest with Mary’s expertise
– Ruth Dellow
Mary listened to what I wanted. I did not once feel overwhelmed with financial jargon or pressurised to go in a direction I did not want to. Mary has high integrity and strives to do her best for her clients because she actually cares about them.
– Caroline Crowhurst
Mary’s advice is so down to earth and straight forward that I feel I am at last getting to grips with my finances. She explains everything without technical jargon and I always know I can ask any question without feeling it’s a foolish question. Her service is absolutely amazing.
– Dr Diane Keith